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If you want an incentive not to spend your savings, with peace of mind knowing you can access your funds when you need to, the Limited Access Cash ISA could be for you:
- You don’t pay any tax on the interest earned
- You can pay into your account whenever it suits you (subject to ISA limits)
- You can access your money whenever you need it, including one withdrawal per tax year* without affecting your rate of interest
| Summary Box Key Product Information for our Savings Account |
|
|---|---|
| Account Name | Limited Access Cash ISA |
| Interest Rates (AERs) | The interest rate is variable |
| Tax Status | Interest is tax free* |
| Condition for bonus payment | No bonus payments exist for this Account |
| Withdrawal arrangements |
You can make one withdrawal per tax year* without affecting your rate of interest. If more than one withdrawal is made, your interest rate will reduce by 1.50% for the remainder of that tax year*. Withdrawals of capital cannot be replaced |
| Access | Branch and by post |
Features & Benefits
- Minimum balance of £500
- Interest is paid annually on the first working day after 5 April into this account
- A sole account for those aged 16 and over
- Passbook based account
- This Cash ISA is non-Stakeholder Standard
- Keep your higher interest rate when you make no more than one withdrawal per tax year*
- Flexibility to add to your savings at any time (up to £5,100 in each tax year*)
Although Cash ISAs are a tax free way of saving, this favourable tax treatment depends on individual circumstances and may be subject to change in the future.
*For an explanation of terms, such as AER and Tax Free, please see our glossary 
.
Britannia is a trading name of The Co-operative Bank plc, which is a member of the Financial Services Compensation Scheme (FSCS) that would pay compensation to eligible customers in the unlikely event of the Bank becoming insolvent. Find out more
