Britannia

At Britannia we think it’s fair to offer you a range of savings options to help your money grow. With our Britannia Capital Bond you could potentially benefit from a great return, providing you’re willing to put your money away for the longer term. It is possible that your money may not earn a return.

As these accounts are a long term commitment, you'll need to make an appointment with the Financial Planning Manager in your local branch in order to open one.

Investing in the stock market is one way to benefit from potentially higher growth than normal savings, but it is riskier and you could lose some or all of your capital.

With a Britannia Capital Bond your money isn’t directly invested in the stock market. Therefore it is not exposed to the same risks, so you can feel safe in the knowledge that you will get your original capital back, and have the potential of earning a great return. However, this means that the growth potential of your savings may not be as high as investing directly in the stock market.

We use the performance of the FTSE® 100 Index to determine whether you’ll receive any return and even if the FTSE® 100 Index has fallen at the end of your Bond, you will still get your capital back.

It is possible that no return will be paid and the effects of any inflation will reduce the true value of your savings.

Please see our  product information guide for an explanation of the 'FTSE® 100 Index' and 'Averaging'and more details about how the product works including the key dates.

Our Britannia Capital Bond is a limited issue product and can be withdrawn at any time.

*For an explanation of terms such as AER, Gross and Net, please see our glossary .

Britannia is a trading name of The Co-operative Bank plc, which is a member of the Financial Services Compensation Scheme (FSCS) that would pay compensation to eligible customers in the unlikely event of the Bank becoming insolvent. Find out more