Britannia

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Britannia Capital Bond

At Britannia we think it’s fair to offer you a range of savings options to help your money grow. With our Britannia Capital Bond you could potentially benefit from a great return, providing you’re willing to put your money away for the medium to long-term. It is possible that your money may not earn a return.

Great earning potential

Investing in the stock market is one way to benefit from potentially higher growth than normal savings, but it is riskier and you could lose some or all of your capital.

With a Britannia Capital Bond your money isn’t directly invested in the stock market. Therefore it is not exposed to the same risks, so you can feel safe in the knowledge that you will get your original capital back, and have the potential of earning a great return. However, this means that the growth potential of your savings may not be as high as investing directly in the stock market.

We offer four, five and six year bonds, where the longer you put your money away for, the greater the potential return.

We use the performance of the FTSE® 100 Index to determine whether you’ll receive any return and even if the FTSE® 100 Index has fallen at the end of your Bond, you will still get your capital back.

It is possible that no return will be paid and the effects of any inflation will reduce the true value of your savings.

Please see our this link will open a PDF document in a new window product information guide for an explanation of the 'FTSE® 100 Index' and 'Averaging'and more details about how the product works including the key dates.

Our Britannia Capital Bonds are limited issue products and can be withdrawn at any time.

Summary Box
Key Product Information for our Savings Account
Account Name Britannia Capital Bond.
Interest Rates (AERs) The minimum opening balance for these accounts is £500. View interest rates here. The interest rate will be used to calculate any return payable based on the balance in your account as at the End Date.
Tax Status Interest is paid net* of basic rate tax.
Condition for bonus payment No bonus payments exist for this account.
Withdrawal arrangements No withdrawals are permitted before the Maturity Date.
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*For an explanation of terms such as AER, Gross and Net, please see our glossary this link will open the page over the top of your current page.

Britannia is a trading name of The Co-operative Bank plc, which is a member of the Financial Services Compensation Scheme (FSCS) that would pay compensation to eligible customers in the unlikely event of the Bank becoming insolvent. Find out more

www.britannia.co.uk