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- Fixed Rate Cash ISA - fixed until 31/07/2012
Fixed Rate Cash ISA - fixed until 31/07/2012
If you like your savings to be both simple and smart then our Fixed Rate Cash ISA could be for you. It’s simple because you open it with your Cash ISA allowance for 2010/11 tax year* and the taxman can’t touch a penny of your interest. It’s smart because while you’re out enjoying life, your savings can continue growing.
With our Fixed Rate Cash ISA there are no surprises. The interest rate is fixed at 2.80% tax-free*/AER* until 31/07/2012 so if you leave your tax-free* savings to grow, you’ll get a fixed amount when the account matures.
| Summary Box Key Product Information for our Savings Account |
|
|---|---|
| Account Name | Fixed Rate Cash ISA - fixed until 31/07/2012 |
| Interest Rates (AERs) | The minimum opening balance for this account is £5,100 if using 2010/2011 tax year's* allowance and £1 if transferring previous tax years' balances. The interest rate is fixed until 31/07/2012 |
| Tax Status | Interest is tax free* |
| Condition for bonus payment | No bonus payments exist for this Account |
| Withdrawal arrangements | Withdrawals before 1 August 2012 will be subject to 180 days loss of interest at the fixed rate on the amount withdrawn. Withdrawals of capital cannot be replaced. |
| Access | Britannia branch and by post |
Features
- Deposit this year’s full allowance or transfer from previous years’ cash ISAs with Britannia or other providers
- Your account will mature on 1 August 2012 and your investment will be transferred into our variable rate Cash ISA (or equivalent)
- Interest is added to your account after close of business on 31 July each year
- Due to the nature of this account, no further subscriptions are allowed to be paid into this account in future tax years*
- The Fixed Rate Cash ISA is non-stakeholder standard
- Passbook based account
- An account for Individuals aged 16 and over
This is a limited issue product and may be withdrawn without notice.
This is a limited issue product and may be withdrawn without notice.
Although Cash ISAs are a tax free way of saving, this favourable tax treatment depends on individual circumstances and may be subject to change in the future.
*For an explanation of terms, such as AER and Tax Free, please see our glossary 
.
Britannia is a trading name of The Co-operative Bank plc, which is a member of the Financial Services Compensation Scheme (FSCS) that would pay compensation to eligible customers in the unlikely event of the Bank becoming insolvent. Find out more
