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HomeSaver
When you’re saving for a dream home, you want to get your plans on the move. HomeSaver allows you to do just that.
It gives you an excellent variable rate of interest, quickly building up your deposit. After just 6 months, you’re free to withdraw the money and put it towards a deposit on your new home that you’re buying with a Britannia mortgage. And to help with the big move, there are some great offers when you take your Britannia mortgage:
- £250 cashback when you move into your new home
- One free standard valuation typically worth £150 on a £110,000 house
| Summary Box Key Product Information for our Savings Account |
|
|---|---|
| Account Name | HomeSaver |
| Interest Rates (AERs) | The interest rate payable is variable. |
| Tax Status | Interest is paid net* of basic rate tax |
| Condition for bonus payment | No bonus payments exist for this account |
| Withdrawal arrangements | There is a penalty of 90 days gross* interest on the amount withdrawn unless the account has been open for 6 months and the withdrawal is made for a deposit on a Britannia mortgage |
| Access | Branch and by post |
Features & Benefits
- Minimum balance of £250
- Maximum balance of £50,000
- Interest is paid annually on the first working day after 1st January by adding it to this account
- Can be opened as a joint account for two or more people
- Passbook based account
- When you take a Britannia mortgage, you'll receive offers of £250 cashback when you move into your new home and one free standard valuation typically worth £150 on a £110,000 house
- The convenient option to save regularly by Direct Debit
The offers available are for approved mortgage applications only. Offers may be added or removed.
*For an explanation of terms such as AER, Gross and Net, please see our glossary 
.
Britannia is a trading name of The Co-operative Bank plc, which is a member of the Financial Services Compensation Scheme (FSCS) that would pay compensation to eligible customers in the unlikely event of the Bank becoming insolvent. Find out more
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