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Interest Rates

ISAs


Cash ISA Limited Access Cash ISA Monthly Saver Cash ISA Fixed Rate Cash ISA BCB Cash ISAs
Cash ISA
Annual Interest
Minimum Balance AER* Tax-free*
£1 0.50% 0.50%
The above variable rates are effective from 2 March 2010.
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Limited Access Cash ISA
Annual Interest
Minimum Balance AER* Tax-free*
£500+ 2.00% 2.00%
If more than one withdrawal is made per tax year*, you will incur a 1.50% interest rate reduction. The lower rate will apply from the date of the second withdrawal to the end of that tax year*. If your balance falls below the minimum of £500 in any given tax year*, you will incur an interest rate reduction of 1.50% until your balance increases to £500 or above. The above variable rates are effective from 2 March 2010.
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Easy Monthly Saver Cash ISA
Anniversary Interest
Minimum Balance AER* Tax-free*
£1+ 2.10% 2.10%

The above variable rates are effective from 1 November 2009.

If you don’t make 12 equal monthly payments per year, or if you make more than one withdrawal per year or if you close your account, you will incur a 2% interest rate reduction. This lower rate will apply from when you opened your account or, if the account has been open at least a year, from its last anniversary.

If you invested £125 per month into an Easy Monthly Saver Cash ISA you would earn £17.12 in interest paid on the account's anniversary. This assumes you fully comply with the product's terms and conditions and make no withdrawals and no additional deposits, and interest rates remain unchanged.

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Fixed Rate Cash ISA - Fixed until 31/01/2013
Annual Interest
Minimum Balance AER* Tax-free*
£5,340 2.65% 2.65%
The above fixed rates apply to the Fixed Rate Cash ISA launched on 5 January 2012 and are fixed until 31/01/2013.
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Fixed Rate Cash ISA - Fixed until 31/01/2014
Annual Interest
Minimum Balance AER* Tax-free*
£5,340 3.00% 3.00%
The above fixed rates apply to the Fixed Rate Cash ISA launched on 5 January 2012 and are fixed until 31/01/2014.
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Britannia Capital Bond Cash ISA
A fixed interest rate of 1.00% Tax Free*/AER* is payable between the date we receive your money into the account and the Start Date. This will be paid to your account on the Start Date.

The potential interest rate depends upon the term of the product and the performance of the FTSE® 100 Index.

If the FTSE® 100 End Value is either greater than or equal to the Start Value
5 Years - 27% Tax Free*/4.90% AER*

If the FTSE® 100 End Value is lower than the Start Value
5 Years - 0% Tax Free*/ 0% AER*

The interest rate will be used to calculate any return payable based on the balance in your account as at the End Date.
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*For an explanation of terms used such as AER, Gross and Net, please see our glossary.

Previous interest rates

Previous interest rates

If you'd like to know the rate of an existing savings account which isn't shown in this link will open a PDF document in a new window savings rates, please see our contact us section where you can call or use our secure online form to submit your query.

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