Britannia

With a Britannia Offset Mortgage you only pay interest on the difference between the balance of your mortgage and your savings. When ‘offsetting’ you don’t earn interest on your savings, but you will reduce the amount of interest you pay on your mortgage instead. This could save you thousands in interest and you could pay off your mortgage faster too.

Have a look at the rates in the table below. This Offset Mortgage is available if you're:

If you like what you see, get a quote using our mortgage calculator to choose your mortgage and find out your monthly payments.

Please note: For remortgage customers only, the cost of the first standard valuation and solicitors' costs, including compulsory disbursements are paid for by Britannia.

We also have Offset Mortgage deals available if you're an existing borrower or interested in borrowing more.