Britannia

Our fees and legal expenses

Other fees

• Administration fee (where appropriate) (£100 non-refundable) - This is a non-refundable fee and covers the costs of us studying your details, giving you a decision and establishing your account with us.
• Re-inspection and final inspection fees (£55 and £35 respectively) - Where your mortgage is released in stages or part of the mortgage is retained, for example where your property is being renovated, we send a valuer to inspect work-in-progress, and again to provide a final valuation before releasing your money. We charge a modest, fixed fee for both inspections.
• Early repayment charges* - It may seem strange incurring a charge for paying money back early, but the early repayment on some mortgage products results in a cost for us, so we ask you to contribute to this loss. Be sure to ask about it when you take out a mortgage with us or take a look at the further information on each individual product.

Legal expenses

• You’re free to use your own solicitor, but be sure to ask for a detailed quote including out of pocket expenses, land registry fees, local searches and other disbursements, so you know exactly what you need to pay.
• See the Solicitor's disbursement fees section  for more information on the types of fees you need to pay.
• We recommend the Fixed Fee Conveyancing Service from our recommended solicitors. There’s also the peace of mind of the ‘no sale, no conveyancing fee’ guarantee. You can get a conveyancing quote here

• If you’re moving your mortgage to Britannia, we can offer you legal services at a cost of £180 plus disbursements through Britannia’s approved panel conveyancer. This applies to properties in England and Wales only.