Britannia

Investment Bond

If you are looking for a wide choice of funds and the opportunity to build a portfolio to suit your needs, all in one convenient package, then take a look at the Investment Bond, provided through AXA.

The Investment Bond is a way of investing a minimum of £5,000 or more over the medium (at least 5 years) to long (at least 10 years) term. The Bond is a single premium Investment Bond that is classed as a life assurance policy. It aims to increase the value of your investment and/or provide a regular income. Any 'income' taken from the bond is actually a withdrawal of capital. Taking money out of the Bond in the form of regular withdrawals may increase the risk that the value of your investment could fall below its original value. In addition, the potential for growth may be reduced.

The Bond's value can fall as well as rise and is not guaranteed, which means you could get back less than you invest, especially if you surrender it in the early years.

We believe in giving you choice and through AXA’s Investment Bond you can invest in a range of professionally managed funds which could match your investment aims and approach to risk. The fund range draws on the investment expertise of fund managers within the AXA Group as well as some of the world’s major fund management organisations. Your money will be invested in different types of assets, such as Money Markets, Shares and Property. Fund charges can vary depending on the fund chosen.

To open an Investment Bond you must be at last 18 years of age. You can invest alone or with another person (at least one person must be aged under 85).

When you place your money in the bond, charges are taken to cover setting up the plan, fund management, administration and any advice you may receive.

A decision to invest should not be made on the basis of this information alone, so to find out more, simply arrange an appointment with the Financial Planning Manager at your local Britannia branch, who can help you make the right decision.